FinTech: The Frontline of Change

FinTech companies sit at the heart of financial innovation — shaping how people pay, save, and interact with money every day. Yet convenience and safety alone no longer define success. Real transformation comes when users see tangible value in going digital — when paying digitally becomes smarter, cheaper, and more beneficial than using cash.

The Digital Local Currency Program empowers FinTechs to take that step forward. By joining the Program, they gain access to a regulated framework that connects banks, governments, and payment networks — enabling them to offer users direct, compliant access to local currencies in destination countries.

This is not about creating new currencies or systems; it’s about leveraging existing financial infrastructure to make local money globally usable through digital channels. For FinTechs, it means being part of a trusted ecosystem that:

  • Expands their cross-border capabilities without regulatory friction.

  • Aligns with national digital transformation goals.

  • Creates meaningful user incentives through lower costs, better rates, and seamless interoperability.

In the digital age, FinTechs are no longer just technology providers — they are frontline agents of economic inclusion. With the DLC Program, they can deliver both innovation and impact, helping governments and banks realize a shared vision: a world where every currency is local, digital, and accessible to anyone, anywhere.

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