Digital Local Currency (DLC) Program,
is a government-aligned RegTech framework that helps banks, regulators, and governments manage and distribute their local currencies digitally at scale.
Through bulk allocation, direct corridors, and constant oversight, the program enables tourists, students, business travelers, and diaspora to BUY, KEEP, and SPEND local currencies digitally, with the same ease as locals.
The Digital Local Currency Program is not a consumer app. It is a Business-to-Government (B2G) and Business-to-Business (B2B) framework that enables regulated financial institutions to give their customers digital access to a destination country’s existing fiat currency.
No new currency is issued. Instead, the Program leverages the existing banking infrastructures in both the home and destination countries, ensuring that individuals—whether tourists, students, business travelers, or diaspora—can securely access and use the same local money, but through fully digital and regulated channels.
This allows banks to serve their customers abroad without needing a physical branch or banking license in the destination country, while ensuring governments and regulators retain complete control over their national currency and financial system.
Trusted by many
Why Digital Local Curency?
Government Preferred
Governments everywhere are prioritizing their local currencies as the preferred method of settlement. The reasons are clear: protecting monetary sovereignty, reducing reliance on foreign schemes, and ensuring that every transaction strengthens the domestic economy.
Foreign Users
The Digital Local Currency Program helps governments extend their infrastructure beyond citizens, enabling it to serve visitors, students, business travelers, and diaspora.. This creates:Greater inflows through regulated domestic systems.A cashless, secure, and transparent tourist economy.Stronger financial inclusion and stability.A direct path toward digital transformation of monetary systems.
No Barrier
Historically, currencies were confined by borders. Today, digital ecosystems remove those barriers, making it possible to make a currency available to anyone, anywhere, at any time.
Bank 2 Government
For banks, the program builds a syndicated demand model: instead of approaching central banks individually with limited leverage, they act together under one framework. This collective approach delivers advantages and recognition that would be unattainable in isolation.
In short, digital local currency represents the future of payments—where government ambitions and banking power meet.Something New!
The program delivers a complete suite of services for banks and regulators:
Bulk Allocation
Secure large pools of local currency through structured agreements. Allocations are optimized, transparent, and tracked in real time.Cross-Border Correspondent Access
Enable foreign banks to open correspondent accounts with destination banks—without local licenses or physical offices.Regulatory & Legal Enablement
We manage compliance frameworks including AML, CTF, and monitoring, ensuring safety and integrity.Technical Integration
Provide APIs and infrastructure to embed DLC directly into existing mobile apps and wallets.Market Expansion
Help regulators use existing infrastructure not just for citizens, but also for inbound individuals—tourists, students, business travelers, and diaspora.Co-Branded Models
Enable banks and enterprises to create co-issued or co-branded products, capturing new segments under compliant structures.
Together, these services transform local payment systems into global gateways—aligning government ambitions with bank participation.
Aligning Banking Innovation with Government Ambition
Our team of seasoned experts collaborates closely with banks, financial institutions, and regulatory bodies to design and deliver local digital currency frameworks and wallets that exceed the expectations of inbound individuals—tourists, students, business travelers, and diaspora.
We do not act as a consumer service provider. Instead, we equip financial institutions and regulators with the tools, standards, and oversight they need to extend their existing infrastructures beyond their citizens, enabling them to serve foreign individuals in a fully compliant and secure way.
By embedding local digital currency solutions into regulated channels, we help stakeholders succeed in today’s fast-paced, highly regulated payment environment—aligning government ambitions with banking innovation, while ensuring trust and transparency across every corridor.