What is Digital Local Currency Program?

The Digital Local Currency Program is not a new asset class or a parallel money system. It is a government-aligned framework that reinforces the role of each nation’s fiat currency as the sole settlement instrument.

By leveraging the existing banking and payment infrastructures in both home and destination countries, the Program ensures that all foreign demand—whether from tourists, students, business travelers, or diaspora—flows directly into the regulated financial system of the destination country.

This approach strengthens monetary sovereignty, policy control, and transparency, while reducing dependence on informal cash channels and accelerating the shift toward a fully digital, compliant ecosystem.

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Our Mission

In today’s fast-paced digital age, innovative and smart payment solutions are critical to meeting the evolving needs of businesses and customers alike. The traditional payment infrastructure is no longer sufficient to keep up with the demands of modern-day transactions, which require faster and more efficient payment processing. Innovative payment solutions can help businesses streamline payment processes, reduce transaction times, and improve customer experiences. Additionally, with the growing prevalence of digital transactions and online commerce, the need for secure payment solutions that protect customer data and prevent fraud is more pressing than ever. By adopting innovative and smart payment solutions, businesses can stay ahead of the curve and provide their customers with a seamless and secure payment experience.

Our Mission

In today’s fast-paced digital era, tourism and cross-border experiences demand more than outdated payment infrastructures and rigid regulations. Traditional systems can no longer keep up with the speed, efficiency, and security required by modern transactions.

The Digital Local Currency Program exists to help governments and financial institutions transform these challenges into opportunities. By streamlining payment processes, reducing transaction times, and enabling seamless access to local currencies, we enhance the experience of inbound individuals—whether they are tourists, students, business travelers, or diaspora.

At the same time, we recognize that with the growth of digital transactions comes a heightened need for security, compliance, and fraud prevention. That is why our mission goes beyond payments—we deliver a framework of innovation, regulation, and trust that protects customers while supporting national policy objectives.

By adopting these smart solutions, governments, regulators, and banks can stay ahead of the curve, promote monetary sovereignty, and provide their stakeholders with a secure, transparent, and future-ready digital payment ecosystem.

Top 10 tourist destination with revenue in Local Currency and the country’s local payment schemes

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